Persepsi Mahasiswa Ekonomi Syariah Terkait Ta’dzir pada Bank Syari’ah:


 Islamic financial literacy still shows a very minimal number, namely 8.93% according to publications from the Financial Services Authority in 2019 which means that when there are 100 Indonesians, 8 of them have fairly good towards finance. Meanwhile, Bank Indonesia, increase doubled, 16.28%, research conducted for every people Indonesia. Students as agents call advance finance, it is necessary literacy, moreover many thoughts antithesis economic thought fatwaed by DSN-MUI. The institution an recognized government issuing sharia fatwas Therefore, economics students must same perception what DSN-MUI fatwa has made. Late fines become contract gets negative stigma community because contrary fatwa. important fortify themselves with order perception.STIS Al-Wafa provides its students, especially those who passed semester 5 they obtained related contemporary muamalah fiqh. So most late fees banks. Then also student, deepen material about benefits can help understanding product relevant era.
 Keyword : Perception, Literacy, Charge, Student